Up to 120% financing may be available

Financing Options for Your Next Project

Flexible home-improvement financing built for real projects, with fast decisions and fixed payments.

Checking your rate won’t impact your credit score.

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Why customers choose this financing option

Low, fixed payments

Competitive fixed-rate options with predictable monthly payments.

Funds go to you

Loan proceeds are disbursed directly to you, so you stay in control of your project.

No home equity required

This is personal-loan style financing (not a home equity loan).

Fast decisions

See potential options quickly, often in minutes.

Longer terms available

Terms up to 20 years may be available so you can budget comfortably.

No credit score impact to check your rate

Rate checks are designed to be low-risk to your credit score.

How it Works

1. Check Your Rate

Get same-day answers. Checking your rate does not impact your credit score.

2. Review Your Options

See potential loan offers instantly or speak with a loan consultant.

3. Verify

Securely upload a few basic documents to complete verification.

4. Receive Your Funds

Loan proceeds may be available within 48 hours of approval.

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About HFS Financial

HFS Financial helps homeowners finance large home-improvement projects through lending partners. Their process is designed to be simple, fast, and customer-focused.

$300k

maximum loan amount

100k +

homeowners funded

20k +

contractors on the platform

1,000s

5-star reviews

STILL NOT SURE?

Frequently Asked Questions

Get quick answers on coverage, project eligibility, rates, terms, and how the process works.

What states are covered?

HFS Financial can assist homeowners nationwide, subject to lender availability and program guidelines.

What types of projects can I finance?

Many major home-improvement projects qualify, including structures and upgrades related to your Resolute Building project. Eligibility depends on the lender’s requirements.

What types of loans are available?

Financing is typically offered through third-party lenders as fixed-rate installment loans. Options vary by credit profile and lender program.

What rates and terms are offered?

Rates and terms vary. Longer terms (including up to 20 years) may be available for qualified borrowers.

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Disclaimer: HFS Financial is not a lender. The information you provide is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant, or guarantee the services or products of any lender or broker and makes no guarantees regarding rates, points, or loan programs that may be offered by unaffiliated third-party lenders.

All information is subject to change without notice. Any inquiry is for the purpose of obtaining additional information regarding a potential loan offered by a third-party lender, under terms and conditions arranged directly between you and the lender, and conditioned upon completion of required credit documentation.

“APR” means Annual Percentage Rate. Example: A closed-end loan from a third-party lender for $60,000 with a fixed rate of 8.24% and an APR of 8.52% for a term of 20 years results in 240 payments of $510.86 (assuming the loan is not paid off early). Loan programs described may have no prepayment penalties. Not all applicants will qualify.

HFS Financial is not responsible for products, services, or materials offered by third parties.

NMLS and MD CSB #1680766

100 Owings Ct #13, Reisterstown, MD 21136, United States